- Illnesses, death, and consequences of accidents resulting from military action, military service, riots, and civil unrest not explicitly covered by insurance.
‍
- Intentionally caused illnesses, treatments, and accidents, along with their consequences or for the purpose of treatment or stay in a detoxification facility.
‍
- Cosmetic procedures of all kinds and their consequences.

- Consequences of a suicide attempt.

- Cures and treatments in a sanatorium, as well as rehabilitation measures.

Experience peace of mind with our worldwide health coverage.

- Insurance coverage for temporary travel up to six weeks per year in USA, China, Hong Kong, Singapore, Macau & UK, applies only to medical emergencies, accidents, and deaths.

- Trips intended for medical care in USA, China, Hong Kong, Singapore, Macau & UK are not covered.